W3C

Common Markup for Web Micropayment Systems

W3C Working Draft 9 June 1999

This version:
http://www.w3.org/TR/1999/WD-Micropayment-Markup-19990609
Previous version:
http://www.w3.org/TR/1999/WD-Micropayment-Markup-19990315
Newest version:
http://www.w3.org/TR/WD-Micropayment-Markup
Editor:
Thierry Michel (tmichel@w3.org)


Abstract

This specification provides an extensible way to embed in a Web page all the information necessary to initialize a micropayment (amounts and currencies, payment systems, etc). This embedding allows different micropayment electronic wallets to coexist in a interoperable manner.

Status of this document

The Micropayment Markup Working Group (W3C Members only), with this 1999 June 9th Public Working Draft, invites comment on our specification for "Common Markup for Web Micropayment Systems".
This Working Group is part of the Micropayment task within the ECommerce Activity.

The W3C Membership and other interested parties are invited to review this public specification and report implementation experience. Please send comments to the publicly archived list www-micropay-comments@w3.org (archive).
While we welcome implementation experience reports, the Micropayment Markup Working Group will not allow early implementation to constrain its ability to make changes to this specification prior to final release .

This Working  Draft may be updated, replaced, or obsoleted by other documents at any time. It is inappropriate to use W3C Working Drafts as reference material or to cite them as other than "work in progress".
A list of current W3C working drafts can be found at http://www.w3.org/TR.

Changes from last version are marked with yellow background

Table of contents

  1. Introduction
    1. Origin and Goals
    2. Relationship to Existing Payment Systems
    3. Principles and Parties
  2. Architecture
    1. Basic architecture
    2. Security
  3. Requirements
    1. Embedding Requirements
    2. Conformance Requirements
  4. Required fields
    1. Merchant Identifier
    2. Client Buy
    3. Client Request
    4. Text and Image to be linked
    5. Price field
    6. Longdesc field
    7. Duration
    8. Expiration date
    9. Specific field
    10. General notes on fields
  5. Implementation
  6. Appendices
    1. Embedding information in HTML pages-Encoding for Plug-in or Applets
    2. Embedding information using RDF encoding
    3. Generate Embedding on the Server side
    4. Detecting the Browser capabilities
    5. Generate Encoding using Javascript on the client side
    6. List of payment systems.
  7. Acknowledgments
  8. References


1. Introduction

1.1 Origin and Goals

Micropayments provide an alternative revenue source for content providers (initially of text and pictures, presumably multimedia later on) beyond advertising and subscriptions. Micropayments may also provide revenue streams for service providers (database lookup, proxy services etc.).

Currently, there is no clear definition of a "Web micropayment" that encompasses all systems claiming to be micropayment systems. However, these systems all share the goal of minimizing the cost overhead of a single transaction. Most of these micropayment systems try to save costs, both monetary (bank and transactions) and network (packet round trips). To do so, systems embed vital information in hyperlinks, using proprietary encodings.

This document proposes an extensible and interoperable way to embed in a Web page all the information necessary to initialize a micropayment.

1.2 Relationship to Existing Payment systems

Several types of payment systems exist on the Web today:

All these types of systems share a common requirement: the ability to attach payment information to transaction (e.g., pricing).

Today, a merchant willing to support multiple payment systems needs to embed in each Web page payment information specific to each target system, using a proprietary encoding for each one. Proprietary encodings introduce redundancy of information and extra work for Web page authors. This situation motivates the need for a common markup supported by multiple payment systems.

As the systems listed above are all in various stages between final design, pilots and early adoption phase, it is crucial to specify the common markup as quickly as possible (to not disturb the market and before a large base would need to migrate to a new format). Rapid market development is likely to close this window of opportunity by the end of the year 2000 with the growth of the installed user base.

Obviously, the time for developing a common markup supporting multiple payment system appears well chosen.

1.3 Principles and Parties

Micropayment usually involves three parties, a customer C who makes the payment, a Merchant M who receives the payment and a broker B who keeps accounts for the parties concerned.

This document will mainly consider the two parties Customer (Client) C and Merchant (Server) M, as they are the only ones to be involved in the initialization of a micropayment.

2. Architecture

Parties involved in this specification architecture are Client and Merchant.

The Client initiates the micropayment when requesting information from the server.

2.1 Basic architecture

The basic architecture consist of:

basic architecture:Server,PFLH,Wallet,Browser,

[1] Merchant HTTP Server to Per Fee Link Handler flow
[2] Per Fee Link Handler to Wallet and Wallet to Per Fee Link Handler flows

This document focuses on the Merchant server to Per Fee Link Handler-Browser flow and specifies the payment markup information.

This document does not address:

Note. The API from Per Fee Link Handler (PFLH) to Wallet will be addressed in another specific API Working Draft. The PFLH functionalities will also be addressed in another specific PFLH Working Draft.

2.2 Security

Communication between the merchant server and the client wallet will use HTTP protocol.
But it appears reasonable to set up encrypted communications between merchant and clients, as money is involved in these transactions flows.
It is the responsibility of the payment system to secure these data and flows (links, Payment Order, etc.).

Such encrypted communications can be done using for example Secure Sockets Layer [SSL] (HTTPS).

Note. We would like to draw the attention of the reader that micropayment systems should use these mechanism of encryption, but this document does not address these security issues.

3 Requirements

This document section specifies requirements for interoperability among micropayment systems.

3.1 Embedding requirements:

Requirements for embedding micropayment information in web pages are:

3.2 Conformance requirements

The words "MUST" (or "required"), "SHOULD" (or "recommended"), and "MAY" (or "optional") are used throughout the document and should be read as interoperability requirements. The words are used as defined in RFC2119 [RFC2119] for defining the significance of each particular requirement.

An implementation conforms to this specification if it satisfies all of the normative statements ("MUST" or "required") in this document.

4. Required fields

All the following common parameters MUST be provided for conformance: merchanturl, buyurl, textlink and price. In addition, there SHOULD be a longdesc and duration. There  MAY be a merchantname, requesturl, imagelink, expiration date and information for a specific payment system requires.

Micropayments fields
Field Name Short Description Format Requirements
merchanturl

merchantname

Identifies the merchant site

Specifies a merchant designation

URI,

character string

MUST be provided

MAY be provided

buyurl Identifies what the client is buying relative URI MUST be provided
textlink Textual description of what the client is buying. The text source of the fee link. character string MUST be provided
imagelink Graphical description of what the client is buying. The graphic source of the fee link. (textlink provides a textual equivalent of the image for accessibility). URI MAY be provided
price Specifies amount and currency character string MUST be provided
duration Indicates the time after purchase any URI can be retrieved with payment integer number SHOULD  be provided
longdesc Describes in details the content of what the client is buying character string SHOULD be provided
requesturl Identifies what the client is actually requesting relative URI MAY be provided
expiration Indicates a date until which the offer from the merchant is valid character string:
YYYY-MM-DDThh:mm:ssTZD
MAY be provided
specific field Provides information unique to each payment system URI and character string MAY be provided

4.1 Merchant Site Identifier

The merchanturl parameter, which takes a URI, identifies the merchant site where the purchase is to occur.
This merchanturl parameter is mandatory and MUST be provided to Customer.

The merchantname parameter, which takes a character string, allows giving a merchant name designation. This optional  parameter provides a user-viewable version of the name of the merchant. The wallet will need to validate this (to make sure this really corresponds to the merchant ID in the payment system - may also use some specific parameter if needed).

4.2 Client Buy

The buyurl parameter, which takes a relative URI, identifies what the client is buying. It does not mention the site of the merchant.
This buyurl parameter is mandatory and MUST be provided to Customer.

4.3 Client Request

The requesturl parameter, which takes a relative URI, identifies what the client is actually requesting. It does not mention the site of the merchant.
This parameter may be identical to the buyurl parameter. It may be different if, for example, the client has purchased a collection of pages and requests only one of these pages. In this case, buyurl is larger than requesturl parameter.
This requesturl parameter is an optional and MAY be provided to Customer.

4.4 Text or Image to be linked

The textlink parameter, which takes a character string, provides a textual description of what the client is buying. It is the text source of the fee link.
This textlink parameter is mandatory and MUST be provided to Customer.

The imagelink parameter, which takes a URI, provides a graphical description of what the client is buying. It is the graphic source of the fee link.
When using this imagelink  parameter, the textlink parameter provides a textual equivalent for the image and is necessary for accessibility.

4.5 Price field

The price parameter, which takes a character string, displays the amount and currency to the Customer. The character string MUST be encoded as an amount followed by a currency unit as follows:

This price parameter is mandatory and MUST be provided to Customer.

4.6 Longdesc field

The Longdesc parameter, which takes a character string, describes in details the content of what the client is buying and is intended for display.
This Longdesc parameter is optional but SHOULD be provided to Customer.

4.7 Duration

The duration parameter, which takes an integer number of minutes, indicates the time after purchase any URI can be retrieved with payment.
This duration parameter SHOULD be provided to Customer. In case it is not provided, a default value is set to zero (meaning that the fee link can be only retrieved once after purchase).

4.8 Expiration date field

The expiration parameter, which takes a date, indicates a date until which the offer from the merchant is valid. After this given date offer is out of date.
It is an optional parameter and MAY be provided to Customer.

The value of this parameter, a date/time string, MUST use the following format as described in [DATETIME]:

   YYYY-MM-DDThh:mm:ssTZD

This format includes the complete date (YYYY-MM-DD) separated from the time  by the letter (T), which must include hours (hh), minutes (mm), seconds (ss) and a time zone designator (TZD). An example of such a string is "1999-07-16T19:20:30+01:00" Please consult [DATETIME] for the meaning of each field.

4.9 Payment system specific field

This specific field provides information unique to each payment system, insuring coexistence among the different payment systems.It is an optional parameter and MAY be provided to Customer.

When specific payment system requires additional information, a URI MUST be used to refer to a unique payment system name. Additional specific information are provided with a character string.
Information  provided in this specific fields SHOULD be used to override information  specified in the common fields above. To allow multiple specific parameters, one must use the following naming convention:

Note. We recommend that when a system uses specific parameters for the same meaning as the common (non-specific) parameters defined above in the specification, the same parameter name will be used e.g. name="1.price", name="1.merchanturl"  and the same syntax if possible. Normally such a parameter SHOULD override the common (non-specific) parameter.

4.10 General notes on fields

Note. It is an error to provide:

In these cases response is undefined (preferably an error message - probably done by browser...)


Note. The following parameters  merchanturl, requesturl are passed by PFLH to the wallets, allowing to construct the payment-system-specific URL for the merchandise (to be used in get/post http to the merchant server). These fields may be overruled if necessary, by a payment-system specific merchanturl parameter (e.g. if different payment systems are on different web servers at the merchant).

Fields involved in final URL constructed by Wallet
Merchant site Payment system URL suffix (Client Request)
http://www.merchant.org/ micropay page.html
Final URL constructed by Wallet: http://www.merchant.org/micropay/page.html

5. Implementation

One of the main requirements expressed in this document is that embedding micropayment information in HTML should work with all current browsers.
The Working Group has also required interoperability among micropayment systems though a common Markup.

For current browsers, embedding information in HTML pages can be done using a Per Fee Link Handler, which may be a plug-in or JAVA Applet.This embedding is proposed in  Appendix 1.

Today most browsers are non-aware RDF browsers, but we cite as example embedding micropayment information using Resource Description Framework ([RDF]) for future RDF-compliant user agents in Appendix 2.

In order to have this embedding using RDF to work with current browsers, a "transformation engine" hosted on the server could transform the HTML document linked to the RDF document into an HTML document that includes either OBJECT or APPLET or EMBED elements, making it understandable by different browsers versions and brands. This architecture is proposed in Appendix 3.

In order to send to the browser  the proper HTML page (with OBJECT or APPLET or EMBED elements) the Merchant server needs to know the capabilities of this browser. Is the Browser JAVA enabled ? Is the  right Plugin installed in the browser ? etc. Solutions and code  are  proposed in Appendix 4.

An Alternative implementation is to generate the HTML page on the client side using Javascript for example. After detection of the browser capabilities, a script can generate the elements and attributes for each fee link.Solutions and code  are  proposed in Appendix 5.


Appendices

Appendix 1: Embedding micropayment information  in HTML pages using encoding  for Plug-in or Applet.

Due to Requirements expressed above, embedding micropayment information SHOULD work with current browsers.

All requested information needed to start micropayment must be present in the HTML page sent from the merchant server.
For current browsers, embedding information in HTML pages can be done using a Per Fee Link Handler, which may be a plug-in or JAVA Applet.

In order to allow the Per Fee Link Handler to process this information, it will be stored in an OBJECT element.

For user agents that do not support the OBJECT element, and for reasons of backward compatibility, authors may use the APPLET or EMBED element. Note. The APPLET element is deprecated in HTML 4.0 and should be avoided. The EMBED element is not part of a W3C Recommendation and should be avoided. Authors should use the  OBJECT element.

A1.1 OBJECT element

HTML 4.0 introduced the OBJECT element ([HTML40], section 13.3) to allow HTML authors to specify everything required by an object for its presentation by a user agent: source code, initial values, and run-time data. The term "object" refers to applets, plug-ins, media handlers, etc.

<OBJECT codetype="application/java" 
         classid="http://www.miamachina.org/applet/micropayment.class">
<PARAM name="duration" value="60" valuetype="data"> A Per Fee Link that needs an applet for rendering </OBJECT>

The HTML 4.0 specification defines the attributes of the OBJECT element.
The "classid" attribute specifies the location of the OBJECT's implementation with a URL.
The "codetype" attribute specifies the content type of data to expect when downloading the OBJECT.
The PARAM element within an OBJECT element specifies values to give to the object at run-time (as name/value pairs).

A1.2 APPLET element

For user agents that do not support the OBJECT element and for reasons of backward compatibility, authors may use the APPLET element. HTML 3.2 ([HTML32]) introduced the APPLET element to allow designers to embed a Java applet in an HTML document. It is supported by all Java-enabled browsers, but has been deprecated in HTML 4.0 in favor of the OBJECT element.

<APPLET codebase="http://www.miamachina.org/applet/" 
        code="micropayment.class" 
        archive="myclasses.jar,myaudio.jar">
     <PARAM name="duration" value="60" valuetype="data">
A Per Fee Link that needs an applet for rendering.
</APPLET>

The HTML 4.0 specification ([HTML40], section 13.4) defines the attributes of the (deprecated) APPLET element.
The "codebase" attribute specifies the base URL for the applet.
The "code" attribute specifies either the name of the class file that contains the applet's compiled applet subclass or the path to get the class.
The "archive" attribute specifies a comma-separated list of URIs designated resources to preload such as signed (trusted) code such as a Per Fee Link Handler.
The PARAM element within an APPLET element specifies values to give to the object at run-time (as name/value pairs).

A1.3 EMBED element

For user agents that do not support the OBJECT element and for reasons of backward compatibility, authors MAY use EMBED element.
Note.
Whenever the OBJECT element can be used, authors SHOULD avoid EMBED because it is not defined by a W3C Recommendation.

This EMBED element, supported by all plug-in-enabled browsers, allows designers to embed a plug-in in an HTML document.

<EMBED src="http://www.miamachina.org/MicropaymentPlugin.exe" 
       duration="60">
A Per Fee Link that needs a plug-in for rendering.
</EMBED>

Optional parameters within EMBED element will be used to pass required information by the plug-in at run-time.

PARAMETER_NAME=PARAMETER_VALUE

A1.4 Per Fee Link Handler for OBJECT, APPLET, and EMBED element.

The PFL Handler is a module that can either be a plug-in or a Java Applet.
It could be implemented in Java 1.2 allowing signed JAVA applets in browsers supporting it, and otherwise as a plug-in.

The Per Fee Link Handler (PFLH) functionalities will be addressed in a specific Working Draft.

A1.5 Syntax for embedded Fee Link using OBJECT, APPLET, and EMBED element.

The merchanturl data field:

For OBJECT and APPLET:

<PARAM name="merchanturl" value="http://www.merchant.org/shop"
valuetype="ref">
<PARAM name="merchantname" value="shopandpay" valuetype="data">

For EMBED:

merchanturl="http://www.merchant.org/shop"
merchantname="shopandpay"

The ClientBuy data field:

For OBJECT and APPLET:

<PARAM name="buyurl" value="catalog.html" valuetype="ref">

For EMBED:

buyurl="catalog.html" 

The ClientRequest data field:

For OBJECT and APPLET:

<PARAM name="requesturl" value="page.html" valuetype="ref">

For EMBED:

requesturl="page.html"

The textlink and imagelink data fields :

For OBJECT and APPLET:

<PARAM name="textlink" value="click here to by the product"
valuetype="data">
<PARAM name="imagelink" value="http://www.merchant.org/product.gif"
valuetype="ref">

For EMBED:

textlink="click here to by the product"
imagelink="http://www.merchant.org/product.gif"

The Price data field:

For OBJECT and APPLET:

<PARAM name="price" value="+0.01USD" valuetype="data">
statement for one cent of a US Dollar.

For EMBED:

price="+1E-2FRF"
statement for one cent of a French Franc.

The Longdesc data field:

For OBJECT and APPLET:

<PARAM name="longdesc" value="Description of what you are actually buying"
  valuetype="data">

For EMBED:

longdesc="Description of what you are actually buying"

The Duration data field

For OBJECT and APPLET:

<PARAM name="duration" value="60" valuetype="data">

For EMBED:

duration="60"

The Expiration date data field:

For OBJECT and APPLET:

<PARAM name="expiration" value="1999-11-05T08:15:30-05:00 "
valuetype="data">

corresponds to November 5, 1999, 8:15:30 am, US Eastern Standard Time.

For EMBED:

expiration="1999-11-05T13:15:30Z"

corresponds to the same instant as above.

For data fields specific to a micropayment system:

For OBJECT and APPLET:

<PARAM name="1.mpname" value="micropayment"
       valuetype="data">
<PARAM name="1.mpurl" value="http://www.foo.it/micropay"
       valuetype="ref">
<PARAM name="1.specific" value="124rfdetg14ft58rdef21f4251"
       valuetype="data">
<PARAM name="1.merchanturl" value="http://www.merchant.it/"
       valuetype="ref">


<PARAM name="2.mpname" value="millipayment" valuetype="data"> <PARAM name="2.mpurl" value="http://www.foo.it/millipay" valuetype="ref"> <PARAM name="2.specific" value="475rdg546tfeww12wcft254hy4" valuetype="data"> <PARAM name="2.merchanturl" value="http://www.merchant.fr/" valuetype="ref">

For EMBED:

1.mpname="micropayment"
1.mpurl="http://www.foo.it/micropay"
1.specific="124rfdetg14ft58rdef21f4251" 1.merchanturl="http://www.merchant.it/" 2.mpname="millipayment"
2.mpurl="http://www.foo.it/millipay" 2.specific="475rdg546tfeww12wcft254hy4" 2.merchanturl="http://www.merchant.fr/"

A1.6  HTML example of embedded Fee Link using OBJECT element.

<HTML><HEAD>
<TITLE>Example:Fee Link for an Java Applet PFLH using OBJECT element
</TITLE></HEAD> <BODY> <OBJECT codetype="application/java" classid="http://www.miamachina.org/applet/micropayment.class"> <PARAM name="merchanturl" value="http://www.merchant.org/shop" valuetype="ref">
<PARAM name="merchantname" value="shopandpay" valuetype="data"> <PARAM name="buyurl" value="catalog.html" valuetype="ref"> <PARAM name="requesturl" value="page.html" valuetype="ref"> <PARAM name="textlink" value="click here to buy the product"
valuetype="data"> <PARAM name="price" value="+0.01USD" valuetype="data">
<PARAM name="longdesc" value="Description of what you are actually buying"
valuetype="data"> <PARAM name="duration" value="60" valuetype="data"> <PARAM name="expiration" value="1999-11-05T08:15:30-05:00 "
valuetype="data">
<PARAM name="1.mpname" value="micropayment" valuetype="data"> <PARAM name="1.mpurl" value="http://www.foo.it/micropay" valuetype="ref"> <PARAM name="1.specific" value="124rfdetg14ft58rdef21f4251" valuetype="data"> <PARAM name="1.merchanturl" value="http://www.merchant.it/" valuetype="ref">
<PARAM name="2.mpname" value="millipayment" valuetype="data"> <PARAM name="2.mpurl" value="http://www.foo.it/millipay" valuetype="ref"> <PARAM name="2.specific" value="475rdg546tfeww12wcft254hy4" valuetype="data"> <PARAM name="2.merchanturl" value="http://www.merchant.fr/" valuetype="ref"> A Per Fee Link that needs an applet for rendering. </OBJECT> </BODY></HTML>

A1.7  HTML example of embedded Fee Link using APPLET element.

<HTML><HEAD>
<TITLE>Example:Fee Link for an Java Applet PFLH using APPLET element
</TITLE></HEAD> <BODY> <APPLET codebase="http://www.miamachina.org/applet/" code="micropayment.class" archive="myclasses.jar,myaudio.jar"> <PARAM name="merchanturl" value="http://www.merchant.org/shop" valuetype="ref">
<PARAM name="merchantname" value="shopandpay" valuetype="data"> <PARAM name="buyurl" value="catalog.html" valuetype="ref"> <PARAM name="requesturl" value="page.html" valuetype="ref"> <PARAM name="textlink" value="click here to by the product"
valuetype="data"> <PARAM name="price" value="+0.01USD" valuetype="data">
<PARAM name="longdesc" value="Description of what you are actually buying"
valuetype="data"> <PARAM name="duration" value="60" valuetype="data"> <PARAM name="expiration" value="1999-11-05T08:15:30-05:00 "
valuetype="data">
<PARAM name="1.mpname" value="micropayment" valuetype="data"> <PARAM name="1.mpurl" value="http://www.foo.it/micropay" valuetype="ref"> <PARAM name="1.specific" value="124rfdetg14ft58rdef21f4251" valuetype="data"> <PARAM name="1.merchanturl" value="http://www.merchant.it/" valuetype="ref">
<PARAM name="2.mpname" value="millipayment" valuetype="data"> <PARAM name="2.mpurl" value="http://www.foo.it/millipay" valuetype="ref"> <PARAM name="2.specific" value="475rdg546tfeww12wcft254hy4" valuetype="data"> <PARAM name="2.merchanturl" value="http://www.merchant.fr/" valuetype="ref"> A Per Fee Link that needs an applet for rendering. </APPLET> </BODY></HTML>

A1.8  HTML example of embedded Fee Link using EMBED element.

<HTML><HEAD>
<TITLE>Example:Fee Link for a Plugin PFLH using EMBED element
</TITLE></HEAD> <BODY> <EMBED src="http://www.miamachina.org/MicropaymentPlugin.exe" merchanturl="http://www.merchant.org/shop" merchantname="shopandpay" buyurl="catalog.html" requesturl="page.html" textlink="click here to by the product" price="+0.01USD"
longdesc="Description of what you are actually buying"
duration="60" expiration="1999-11-05T13:15:30Z"
1.mpname="micropayment" 1.mpurl="http://www.foo.it/micropay"
1.specific="124rfdetg14ft58rdef21f4251" 1.merchanturl="http://www.merchant.it/" 2.mpname="millipayment"
2.mpurl="http://www.foo.it/millipay" 2.specific="475rdg546tfeww12wcft254hy4" 2.merchanturl="http://www.merchant.fr/" >
A Per Fee Link that needs a plug-in for rendering.
</EMBED> </BODY></HTML>

Appendix 2: Embedding micropayment information using RDF encoding .

This embedding using  the Resource Description Framework ([RDF]) is another example of implementation allowing different micropayment electronic wallets to coexist in a interoperable manner.
All the Required fields are stated above in this document.

A2.1 Benefits with RDF encoding:

Micropayment information can be embedded in HTML pages using RDF to be processed by RDF-compliant user agents.
Micropayment information are statements that are properly expressed according to the Resource Description Framework ([RDF]). There are a number of reasons to use RDF as a data format for micropayments:

As metadata, the information for micropayments can thereby be reasoned upon, and fully integrated with all the other information stored in  the World Wide Web.

A2.2 RDF Transport:

In order to fully exploit these benefits, it is suggested that the necessary parameters for micropayments are encoded in RDF and shipped by one or more of the following ways:

  1. External from the content, linked (in the case of HTML files with the LINK element). We recommend using the link relation type ([HTML40], section 6.12) of "meta" for this purpose. For example:
    <LINK rel="meta" href="Micropayment-links.RDF">
  2. Included in the content of a Web in the section of the HTML document (inside the HEAD element).
  3. Together with the content in the HTTP headers.

These parameters can then be read by a standard RDF engine and passed on to the API to the electronic wallet (to be defined by the Micropayments API Working Draft).
The recommended technique for embedding RDF expressions in an HTML document ([RDF], Appendix B.) is simply to insert the RDF in-line.

Note. The resulting document will no longer conform to HTML specifications up to and including [HTML40], but the W3C anticipates that the HTML language will evolve to support this. See current  new [XHTML] work.

Transition to full integration. In order to move from the existing software population of the Web to one where micropayments and RDF are day-to-day data formats, an interim implementation should be foreseen. An interim implementation can be provided through a proxy until the API is available from the browser directly. Therefore the API Working Draft should consider the assumption of a browser API in the future.

A2.3 RDF Model:

The RDF model using nodes and arcs diagram

Figure 1: The RDF model (nodes and arcs diagram).

Note. The prose corresponding to this diagram could be read as follows :
The fee link whose price is one centime of FRF, merchantID is "http://www.merchant.org", buyurl is "catalog.html", requesturl is "page.html", expiration date is 1999-11-05T13:15:30Z, duration is 60 seconds and longdesc is "Description of what you are actually buying", has alternative payment systems - identified by name "AlternativePaymentSystems".
The first payment system is called "Micropay1". It has a name "http://www.foo.it/micropay1" and a value "xxxxxxxxxxxxxxxxxxxx".
The second payment system is called "Micropay2". It has a name "http://www.foo.it/micropay2" and a value "yyyyyyyyyyyyyyyyyyyy".

A2.4 Same Example of Fee Link using RDF encoding as in section 5.1.f :

A2.4.1 Linking text to a fee Web page:

The Fee Link is specified with the A element from HTML 4.0.

The textlink parameter is in this case the content of the A element. The "id" attribute is used to assign a unique identifier to the A element and the "href" attribute is used to provide the source anchor.

<BODY>
<A href="http://www.miamachina.org/page.html" id="feelink-1">
Buy the page through this link</A>
</BODY>

The following RDF statements describing this Fee link are mentioned in the HEAD of the HTML document as follows:

a- Basic Serialization Syntax :

The specification of RDF uses the Extensible Markup Language [XML] encoding as its interchange syntax. RDF also requires the XML namespaces facility to precisely associate each property with the schema that defines the property; see Section 2.2.3., Schemas and Namespaces.

When a fragment of RDF is incorporated into an HTML document some browsers will render any exposed string content. Exposed string content is anything that appears between the ">" that ends one tag and the "<" that begins the next tag.

<HEAD>
<TITLE>Example of Fee Link - Basic Serialization RDF Syntax Encoding</TITLE>
<rdf:RDF xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns:mp="http://www.w3.org/schema/micropay#"> <rdf:description about="feelink-1"> <mp:price>+1E-2FRF</mp:price> <mp:merchantID rdf:resource="http://www.merchant.org/shop"/> <mp:buyurl rdf:resource="catalog.html"/> <mp:requesturl rdf:resource="page.html"/> <mp:longdesc>Description of what you are actually buying</mp:longdesc>
<mp:duration>60</mp:duration> <mp:expiration>1999-11-05T13:15:30Z</mp:expiration> <mp:paymentsystem> <rdf:alt> <rdf:li> <rdf:description ID="micropay1"> <rdf:type resource="http://www.w3.org/schema/micropay#paymentoption"/> <mp:system rdf:resource="http://www.foo.it/micropay1"/> <rdf:value>xxxxxxxxxxxxxxxxxx</rdf:value> </rdf:Description> </rdf:li> <rdf:li> <rdf:description ID="micropay2"> <rdf:type resource="http://www.w3.org/schema/micropay#paymentoption"/> <mp:system rdf:resource="http://www.foo.it/micropay2"/> <rdf:value>yyyyyyyyyyyyyyyyyyyy</rdf:value> </rdf:description> </rdf:li> </rdf:alt> </mp:paymentsystem> </rdf:description> </rdf:RDF> </HEAD>

b-Basic Abbreviated Syntax

While the serialization syntax shows the structure of an RDF model most clearly, often it is desirable to use a more compact XML form. The RDF abbreviated syntax accomplishes this.

The RDF abbreviated syntax can frequently be used to write property values that are strings in attribute form and leave only white space as exposed content.

The following RDF abbreviated syntax is equivalent to the above Basic Serialization Syntax.

<HEAD>
<TITLE>Example of Fee Link - Abbreviated RDF Syntax Encoding</TITLE>
<rdf:RDF
  xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#"
  xmlns:mp="http://www.w3.org/schema/micropay#">
  <rdf:description about="feelink-1"
    mp:price="+1E-2FRF"
    mp:longdesc="Description of what you are actually buying"            
    mp:duration="60" 
    mp:expiration="1999-11-05T13:15:30Z">
    <mp:merchant rdf:resource="http://www.merchant.org/shop"/>
    <mp:buyurl rdf:resource="catalog.html"/>
    <mp:requesturl rdf:resource="page.html"/>
    <mp:paymentsystem>
      <rdf:alt>
        <rdf:li>
          <mp:Paymentoption rdf:ID="micropay1" system="http://www.foo.it/micropay1"
          rdf:value="xxxxxxxxxxxxxxxxxx"/> </rdf:li>
        <rdf:li>
          <mp:Paymentoption rdf:ID="micropay2" system="http://www.foo.it/micropay2"
          rdf:value="yyyyyyyyyyyyyyyyyy"/> </rdf:li>
      </rdf:alt>
    </mp:paymentsystem>
  </rdf:description>
</rdf:RDF>
</HEAD>

Note. Authors concerned about preventing their RDF content from rendering in old browsers may use the abbreviated syntax to move the property value into an attribute.
The above RDF Description may be external to the HTML document but linked with an LINK element and supplied by the transfer mechanism in the same retrieval transaction as that which returns the resource ("along-with"; e.g. with HTTP GET or HEAD). The RDF file would be a separate URI .This would allow the base HTML document to be cacheable.

Validate the above RDF description with  SiRPAC; a Simple RDF Parser and Compiler, written by Janne Saarela (W3C).

c-  Fee link User interface using CSS:

It is very important to users that fee links be distinguished from non-paying links, so that users do not follow a fee link unwittingly. Cascading Style Sheets [CSS2] may be used to add a particular style to fee links (and this style may be overridden by users if necessary). Authors should also clearly tell users that there are fee links in the document and that style sheets have been used to distinguish them.

Until style sheet support is consistent across most user agents, authors should also indicate in the content that following a given link will result in a payment. The following example illustrates how to indicate that a link is a "Fee link" in browsers that do not support CSS or when style sheet support is turned off.

<HTML>
<HEAD> <TITLE>Example of Fee Link Markup</TITLE> <STYLE TYPE="text/css"> #feelink-1 { border-width: 1 } .off { display: none }
</STYLE> </HEAD> <BODY> <P> <A rel="micropayment" href="http://www.miamachina.org/page.html" id="feelink-1"> <SPAN class="off">Fee link:</SPAN> I wish to purchase it.</A> </BODY>
</HTML>

This example renders on your browser as follows (framed in a box):

Fee Link: I wish to purchase it.

Note in this example that for browsers that support style sheets, the words "Fee link:" will not appear in the rendered document. However, if style sheets are turned off or not supported, they will, making the document more accessible and portable.

A.2.4.2 Linking an image to a fee Web page:

The Fee Link is specified using the HTML A and IMG elements.

The imagelink parameter is the value of the "src" attribute element.

<BODY>
<A href="http://www.miamachina.org/page.html" id="feelink-img1">
   <IMG src="http://www.merchant.org/product.gif" 
        alt="Description of the fee image"> </A>
</BODY>

The RDF statements describing this Fee image linked are mentioned in the HEAD of the HTML document, same as mentioned above.

Appendix 3: Generate Embedding on the Server side.

As today most browsers are non-aware RDF browsers, we have to provide to the user agent a comprehensive HTML page.

A.3.1.  Generate different type of HTML pages on the server.

A solution is to use a "transformation engine" hosted on the server (possibly a servlet or a proxy).
This engine would read as input the HTML document  and its linked RDF document  and transform these into an HTML document that includes either OBJECT or APPLET or EMBED elements, though  making it comprehensive according to the client browser version and brands.

This engine could be dynamic (process on flight the proper HTML page compliant to the client browser version) on client's request. These HTML generated pages could then be cached on the server for future request. This engine could also be a batch process to produce the alternative needed HTML page to cover most browsers versions.
On client's HTTP request, the server should first discover the client browser capabilities ( see Appendix 4) and  according to these capabilities send the HTML page using the proper embedding.

A.3.2. Benefits of generating HTML on the server :

This solution generation a final HTML page on the server from an HTML source and RDF documents will:

Appendix 4: Detecting the Browser capabilities.

The Merchant server needs  to detect the browser capabilities in order to send  to it  the proper HLML page (with OBJECT or APPLET or EMBED elements).

Browser capabilities  depend on browser version and brand but also on preferences set up by the user. The user can for instance disable JAVA, disable Javascript, etc.

This detection can be done using Javascript.

A.4.1 Detecting if the Browser is Javascript-enabled

We can not write a JavaScriptEnabled() method in Javascript: a non-JavaScript browser or a browser with Javascript disabled will not be able to process the method call.
A simple solution is to use :

<SCRIPT LANGUAGE="JavaScript" TYPE="text/javascript"> function1</SCRIPT> 
and  <NOSCRIPT> function 2 </NOSCRIPT>

One way of doing things is to redirect clients on test of enable or unable to execute javascript :
A JavaScript-enabled browser executes the script  (function 1) and automatically redirect to a scriptable  page "script.html"
A non-JavaScript browser follows the META element redirecting to another non scriptabe page "noscript.html"

A.4.2 Detecting if the Browser is JAVA-enabled

A.4.3 Detecting if the Browser has the plugin installed

A.4.4 Detecting with HTML elements

Appendix 5: Generate Encoding using Javascript on the client side.

This implementation generates the HTML page on the client side using Javascript for example. After detection of the browser capabilities,  if the browser is Javascript-enabled, a script can generate the HTML elements and attributes for each fee link.

This implementation allows  to eliminate the 2 HTTP round trips, (one for browser capabilities detection and an other one to send the proper HTML page)

Two possibilities have been overviewed :

  1. Fee links parameters are passed in a SCRIPT element.
  2. Fee links parameters are passed in a META element as attributes or in RDF elements as RDF statements.

A5.1 Example of code generating HTML

In this example all fee links parameters are passed in a SCRIPT element.

<HTML><HEAD>
<TITLE>Example of generated HTML</TITLE>
<SCRIPT language="JavaScript">
<-- function markup(p1,p2,p3,p4,p5,p6,p7,p8,p9,p10)
{
Supports = navigator.javaEnabled();
if (Supports)
writeapplet(p1,p2,p3,p4,p5,p6,p7,p8,p9,p10);
else
if (navigator.appName.indexOf("Netscape")!=-1)
{
if (navigator.plugins["NPMINIPAY Dynamic Link Library"])
writeembed(p1,p2,p3,p4,p5,p6,p7,p8,p9,p10);
else
document.writeln("You don't have Micropayment plugin installed and Java is not enabled in your browser")
}
else
alert("Please enable Java applets in your browser to make micropayments")
} //This function formats HTML 4.0 for a Java Applet" function writeobject(p1,p2,p3,p4,p5,p6,p7,p8,p9,p10)
{ document.writeln (' <OBJECT codetype="application/java
classid="http://www.miamachina.org/applet/micropayment.class">')
document.writeln (' <PARAM NAME = "merchanturl" VALUE="' + p1 +'valuetype="ref" ')
document.writeln (' <PARAM NAME = "merchantname" VALUE="' + p2 +'valuetype="data" ')
document.writeln (' <PARAM NAME = "buyurl" VALUE="' + p3 +'valuetype="ref"')
document.writeln (' <PARAM NAME = "requesturl" VALUE="' + p5 +'valuetype="ref"')
document.writeln (' <PARAM NAME = "textlink" VALUE="' + p6 +'valuetype="data"')
document.writeln (' <PARAM NAME = "price" VALUE="' + p7 +'valuetype="data"')
document.writeln (' <PARAM NAME = "longdesc" VALUE="' + p8 +'valuetype="data"')
document.writeln (' <PARAM NAME = "duration" VALUE="' + p9 +'valuetype="data"')
document.writeln (' <PARAM NAME = "expiration" VALUE="' + p10 +'valuetype="data" ')
document.writeln ('</OBJECT>')
} //This function formats HTML 3.2 for a Java Applet function writeapplet(p1,p2,p3,p4,p5,p6,p7,p8,p9,p10)
{ document.writeln (' <APPLET codebase="http://www.miamachina.org/applet/" code="micropayment.class" archive="myclasses.jar,myaudio.jar">')
document.writeln (' <PARAM NAME = "merchanturl" VALUE="' + p1 +'valuetype="ref" ')
document.writeln (' <PARAM NAME = "merchantname" VALUE="' + p2 +'valuetype="data" ')
document.writeln (' <PARAM NAME = "buyurl" VALUE="' + p3 +'valuetype="ref"')
document.writeln (' <PARAM NAME = "requesturl" VALUE="' + p5 +'valuetype="ref"')
document.writeln (' <PARAM NAME = "textlink" VALUE="' + p6 +'valuetype="data"')
document.writeln (' <PARAM NAME = "price" VALUE="' + p7 +'valuetype="data"')
document.writeln (' <PARAM NAME = "longdesc" VALUE="' + p8 +'valuetype="data"')
document.writeln (' <PARAM NAME = "duration" VALUE="' + p9 +'valuetype="data"')
document.writeln (' <PARAM NAME = "expiration" VALUE="' + p10 +'valuetype="data" ')
document.writeln (" </APPLET>")
} //This function formats non standard HTML for a Plugin function writeembed(p1,p2,p3,p4,p5,p6,p7,p8,p9,p10)
{ document.writeln (' <EMBED src="http://www.miamachina.org/MicropaymentPlugin.exe/">')
document.writeln (' <merchanturl=+"p1"')
document.writeln (' <merchantname=+"p2"')
document.writeln (' <buyurl=+"p3"')
document.writeln (' <requesturl=+"p5"')
document.writeln (' <textlink=+"p6"')
document.writeln (' <price=+"p7"')
document.writeln (' <longdesc=+"p8"')
document.writeln (' <duration=+"p9"')
document.writeln (' <expiration=+"p10"')
document.writeln (' </EMBED> ')
}
</SCRIPT> </HEAD>
<BODY> <H2>Generate [Embed] or [Applet] depending on Browser capabilities</H2> <NOSCRIPT>This page uses JavaScript. You should enable JavaScript </NOSCRIPT> <SCRIPT language="JavaScript"> //Micropayment information needed for each fee link markup("http://www.merchant.org/shop","shopandpay","catalog.html", "page.html","click here to by the product","+0.01USD", "Description of what you are actually buying","60","1999-11-05T08:15:30-05:00");
</SCRIPT> </BODY></HTML>

A5.2 Second example of code generating HTML

In this second example all fee link parameters are passed in a META element.(same kind of code would apply to parameters passed in an RDF element).

This needs to access the Document Object Model to extract META or RDF statements in order to generate the proper HTML page with OBJECT or APPLET or EMBED elements.
Netscape Browser Object  Model in Navigator 4.x or previous does not provide access to these elements.
Therefore this example works ONLY with Internet Explorer browser.

This code extracts attributes from META and RDF elements. To complete the process, other code must first detect the browser capabilities (as shown in Appendix 4), and generate an HTML page as above.

a. Getting parameters from META elements

<HTML><HEAD>
<TITLE>Example of Getting parameters from META elements</TITLE>
<META  name="merchanturl" value="http://www.merchant.org/shop">     
<META  name="buyurl" value="catalog.html" >
<META  name="requesturl" value="page.html"> 
<META  name="textlink" value="click here to by the product">  
<META  name="price" value="+0.01USD" >
<META  name="longdesc" value="Description of what you are actually buying">
<META  name="duration" value="60"> 
<META  name="expiration" value="1999-11-05T08:15:30-05:00 ">   
<META  name="1.mpname" value="micropayment">
<META  name="1.mpurl" value="http://www.foo.it/micropay">      
<META  name="1.specific" value="124rfdetg14ft58rdef21f4251">       
<META  name="1.merchanturl" value="http://www.merchant.it">    
<META  name="2.mpname" value="millipay"> 
<META  name="2.mpurl" value="http://www.foo.it/millipay">       
<META  name="2.specific" value="475rdg546tfeww12wcft254hy4">      
<META  name="2.merchanturl" value="http://www.merchant.fr/">
</HEAD>
<BODY>
<SCRIPT language="JavaScript">
var coll = document.all.tags("META");
//Write the OBJECT element and it's parameters - for each fee link
document.writeln ('<OBJECT codetype="application/java classid="http://www.miamachina.org/applet/micropayment.class" >')
for (i = 0; i < coll.length; i++) 
{
document.writeln('<PARAM NAME ="' + coll(i).name + '"' + ' VALUE="' + coll(i).value +'">');
}
document.writeln ('</OBJECT>')
</SCRIPT>
</BODY></HTML>

b. Getting parameters from RDF element

<HTML><HEAD>
<TITLE>Example  Getting parameters from RDF elements</TITLE>
<rdf:RDF>
<rdf:Description about="feelink-1" name="merchanturl" value="http://www.merchant.org/shop">
....
</RDF:Description>
</rdf:RDF></HEAD>
<BODY>
<SCRIPT language="JavaScript">
//Write the OBJECT element and it's parameters - for each fee link
document.writeln ('<OBJECT codetype="application/java classid="http://www.miamachina.org/applet/micropayment.class" >')
var coll = document.all.tags("RDF:Description");
for (i = 0; i < coll.length; i++) 
{
document.writeln('<PARAM NAME ="' + coll(i).name + '"' + ' VALUE="' + coll(i).value +'">');
}
document.writeln ('</OBJECT>')
</SCRIPT>
</BODY></HTML>

Appendix 6: List of payment systems.

To guarantee unique naming for payment system names and avoid collision, a registry MUST record all names in a pre-assigned list.

List of registered payment systems
Company Payment System Unique Code Name
Compaq MilliCent mcent
IBM IBM Micro payments mpay
France Telecom Micrommerce microm
to be updated .........

Acknowledgments

The current and former members of the Micropayment Markup Working Group are:

Amir Herzberg, Chair (IBM); Anat Sarig, (IBM); Mark Manase, Co-Chair (Compaq); Thierry Michel, Editor (W3C); Jean Claudes Pailles (France Telecom); Phillipe Michon (France Telecom).

References

[CSS2]
"Cascading Style Sheets, level 2", B. Bos, H. W. Lie, C. Lilley, and I. Jacobs. This W3C Recommendation is available at:
http://www.w3.org/TR/1998/REC-CSS2-19980512.
[DATETIME]
"Date and Time Formats", M. Wolf and C. Wicksteed, 15 September 1997. This W3C Note is available at:
http://www.w3.org/TR/NOTE-datetime-970915
[HTML32]
"HTML 3.2 Reference Specification", D. Raggett, 14 January 1997. This W3C Recommendation is available at:
http://www.w3.org/TR/REC-html32.
[HTML40]
"HTML 4.0 Specification", D. Raggett, A. Le Hors, I. Jacobs, Revised 24 April 1998. This W3C Recommendation is available at:
http://www.w3.org/TR/1998/REC-html40-19980424.
[IANA]
"Assigned Numbers", STD 2, RFC 1700, USC/ISI, J. Reynolds and J. Postel, October 1994. Available at:
ftp://ftp.isi.edu/in-notes/rfc1700.txt
[ISO3166]
"ISO3166: Codes for The Representation of Names of Countries." International Organization for Standardization.
[RDF]
"Resource Description Framework (RDF) Model and Syntax Specification.", O. Lassila and R. Swick, 22 February 1999. This W3C Recommendation is available at:
http://www.w3.org/TR/1999/REC-rdf-syntax-19990222
[RFC2119]
"Key words for use in RFCs to Indicate Requirement Levels", S. Bradner, March 1997. Available at:
ftp://ftp.isi.edu/in-notes/rfc2119.txt
[SSL]
Secure Sockets Layer (SSL V3.0) protocol, Alan O. Freier, Philip Karlton, Paul C. Kocher, November 18, 1996. This document is available at:
http://home.netscape.com/eng/ssl3/draft302.txt
[URI]
"Uniform Resource Identifiers (URI): Generic Syntax", T. Berners-Lee, R. Fielding, L. Masinter, August 1998. Available at:
http://ds.internic.net/rfc/rfc2396.txt.
[XML 1.0]
"Extensible Markup Language (XML) 1.0 Specification", T. Bray, J. Paoli, C. M. Sperberg-McQueen, 10 February 1998. This W3C Recommendation is available at:
http://www.w3.org/TR/1998/REC-xml-19980210
[XML-Name]
"Namespaces in XML", T. Bray, D. Hollander, A. Layman, 14 January 1999. This W3C Recommendation is available at:
http://www.w3.org/TR/1999/REC-xml-names-19990114
[XHTML]
"XHTML™ 1.0: The Extensible HyperText Markup Language: a Reformulation of HTML 4.0 in XML 1.0. A W3C Public Working Draft is available at:
http://www.w3.org/TR/xhtml1


$Date: 1999/06/09 17:04:12 $